We have now hand-picked 50 mutual funds in your portfolio which have jumped by means of hoops of excellent returns, low threat, good portfolio hygiene and our personal qualitative analysis. We have now restricted the selection universe to 16 classes out of the entire 32 and given you no less than three choices to choose from every. In fairness, keep together with your threat urge for food. Match your funding horizon to the debt fund class you decide. Decide eight to 10 schemes and revisit them yearly.