Buying a life insurance coverage coverage has turn out to be tougher in latest occasions. To recoup losses sustained through the pandemic, many insurers are elevating premiums.
They’ve additionally been following extra stringent underwriting norms, say trade insiders. Naval Goel, founder-CEO of PolicyX.com, says: “Insurers have tightened their underwriting requirements over the previous yr; 20-30 per cent of time period insurance coverage proposals get rejected as a consequence of a wide range of causes.” While you apply, your software might be rejected, postponed, or you would be deemed uninsurable. Rejection: …
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First Printed: Sat, April 03 2021. 06:10 IST